Sayuri Ganepola
環球董事總經理，藝術融資服務
Sayuri Ganepola是佳士得藝術融資服務環球董事總經理暨美洲區公平、多元化及包容聯主席。她畢業於賓夕法尼亞大學，並由維吉尼亞大學達頓商學院取得工商管理碩士學位。Sayuri先後就職於美林證券、標準普爾及雷曼兄弟，在財富管理、結構金融及投資銀行方面擁有豐富經驗。她亦於佳士得美術學院取得碩士學位。 在佳士得效力期間，她憑藉敏銳的金融觸覺和豐富的藝術及資產市場知識，先後擔任數個領導職位。此前，她是美洲區客戶策略部主管。
佳士得藝術融資服務
為藝術傑作及雅逸精品藏家量身定制的貸款服務
將心愛珍藏變成最寶貴的資產
佳士得藝術融資部能為您的珍藏實現最大潛力。佳士得是全球首屈一指的藝術及精品拍賣翹楚，能運用無出其右的專業知識和高效靈活的服務，透過抵押藏品，為您取得100萬美元起的資產抵押貸款。
無論您希望建立或擴展珍藏，我們也能為您制定切合所需的貸款方案。
服務內容
- 量身定制的貸款方案及具有競爭力的貸款利率
- 2至3週內審批貸款
- 佳士得專家提供免費估值服務和以數據為本的市場分析意見
- 完全保密的完善服務
- 70多個藝術及精品類別的專業知識
貸款流程
- 獲取免費估值
透過佳士得網上拍賣估值服務或聯絡佳士得各地專家，為藏品申請免費估值，判斷藏品是否適合作為貸款抵押品。 - 商議融資服務條款
佳士得藝術融資團隊將與您討論藏品估價及擬議金融服務條款。我們將為您提供初步條款說明書以供審閱。 - 進行盡職審查及草擬貸款協議
我們會與您緊密合作進行盡職審查和編製貸款協議，佳士得藝術融資服務專家亦會全程提供協助。 - 付運藏品
佳士得可以為您的藏品安排運送、儲存及保險等事宜，又或推薦可靠的本地運輸公司。 - 完成貸款
我們的法律團隊將為您提供貸款及安全協議定稿。全部協議完成後，我們將從貸款中扣除協定款項及費用，並將貸款淨額轉入您指定的賬戶。
聯絡佳士得藝術融資服務專家
Shaun Desiderio
副總裁，美洲區域投資組合經理
Shaun Desiderio是佳士得副總裁暨美洲區域投資組合經理，主要負責貸款發放及借款人關係管理。Shaun於2017年加入佳士得，在業務發展及商業金融部分別擔任要職，並於2021年加入藝術金融服務團隊。他由利哈伊大學取得金融與市場營銷學士學位，並由紐約大學斯特恩商學院取得工商管理碩士學位，專攻金融及管理方向。Shaun是古根海姆青年收藏家協會成員。
Damian Leslie
Regional Portfolio Manager, EMEA
Damian Leslie is based in London as Regional Portfolio Manager for EMEA. Damian brings over 25 years’ experience in finance across private banking, wealth management and art lending. He is focused on providing specialist advice on leveraging passion investments, including fine art, design, jewellery, watches and wine to collectors, families, estates, galleries and dealers across EMEA.
Prior to joining Christie’s, he spent the last 11 years specialising in art-backed lending to ultra-high net worth and corporate clients across Europe and Asia and the preceding 14 years in private banking and wealth management with Coutts and NatWest.
Damian graduated with honours, from Imperial College, University of London with a Bachelor of Science degree and is RDR level 6 qualified.
Prior to joining Christie’s, he spent the last 11 years specialising in art-backed lending to ultra-high net worth and corporate clients across Europe and Asia and the preceding 14 years in private banking and wealth management with Coutts and NatWest.
Damian graduated with honours, from Imperial College, University of London with a Bachelor of Science degree and is RDR level 6 qualified.
Alisha Bansal
Art Finance Director, Americas
Alisha Bansal is a Director with Christie’s Art Finance based in the Americas. She is focused on developing and executing art finance opportunities across the Americas, working closely with colleagues and clients to originate and structure lending solutions, deepening client relationships, and supporting the continued growth of the Art Finance business. Alisha joined Christie’s in 2021 and most recently served as Associate Vice President, Senior Business Manager for 20/21 Private Sales leading complex transactions, strategic initiatives, and cross-functional collaboration across the Americas. Additionally, she has supported auctions across multiple departments with a focus on developing online auction strategy. She holds a Bachelor of Arts with a double major in Economics and Art History from Barnard College, Columbia University.
Alexis Shotkoski
Art Finance Manager, Americas
Edmund Bernard
Art Finance Manager, EMEA
Edmund Bernard is Art Finance Manager, EMEA. Based in Christie’s King Street headquarters in London, Edmund handles loan originations from across the EMEA region. He joined Christie’s in 2014 and has over a decade of experience across business development, appraisals, and the financial and strategic management of the President’s Office.
Edmund is FGA qualified and has a First Class degree in English Literature from Durham University.
Edmund is FGA qualified and has a First Class degree in English Literature from Durham University.
Aden Horowitz
Associate
Aden Horowitz is an Associate for Christie’s Art Finance. In this role, Aden provides quantitative and strategic analysis to support global portfolio management, growth initiatives, and loan syndication. Aden joined CAF in January 2025 and is based in New York.
Prior to joining Christie’s Art Finance, Aden worked as an Investment Banking Analyst in Barclays’ Financial Institutions Group. She holds a Bachelor of Science in Economics from the Wharton School of the University of Pennsylvania.
Prior to joining Christie’s Art Finance, Aden worked as an Investment Banking Analyst in Barclays’ Financial Institutions Group. She holds a Bachelor of Science in Economics from the Wharton School of the University of Pennsylvania.
Jasmine Li
Senior Counsel
Jasmine Li is Senior Counsel for Christie’s Art Finance, based in New York. In this role, Jasmine leads legal matters relating to loan originations and portfolio management. Prior to Christie’s, Jasmine was Special Counsel at Milbank LLP, where she advised on private credit lending transactions.
Jasmine is a graduate of the University of California, Berkeley and the University of Pennsylvania Carey Law School, and received a Certificate in Management from The Wharton School.
Jasmine is a graduate of the University of California, Berkeley and the University of Pennsylvania Carey Law School, and received a Certificate in Management from The Wharton School.
Carson Lau
Counsel
Carson Lau is a Counsel for Christie’s Art Finance, based in London, and is responsible for overseeing all legal matters relating to loans made to borrowers based in the EMEA and APAC regions.
Carson joined Christie’s in 2024. He began his career at Clifford Chance, specializing in banking and finance. He gained further experience and specialisation at Alcentra, a credit fund, followed by his time with Willkie Farr & Gallagher.
Carson received a bachelor’s degree in accountancy from the City University of Hong Kong and holds a juris doctor from The Chinese University of Hong Kong.
Carson joined Christie’s in 2024. He began his career at Clifford Chance, specializing in banking and finance. He gained further experience and specialisation at Alcentra, a credit fund, followed by his time with Willkie Farr & Gallagher.
Carson received a bachelor’s degree in accountancy from the City University of Hong Kong and holds a juris doctor from The Chinese University of Hong Kong.
Annie Lai
Counsel
常見問題
佳士得藝術融資服務是什麼？
我們的目標是為佳士得客戶的藝術珍藏提供100萬美元以上的抵押貸款，滿足其融資需要。其他類型的藝術抵押品將按個別情況考慮。
佳士得在哪個國家及地區提供金融服務？
我們將在紐約、倫敦或香港提供貸款，我們一般為美國、英國、瑞士及香港客戶提供服務。其他司法管轄區的客戶將按個別情況考慮，我們提供服務前需要進行其他盡職審查及法律分析。
我能貸款的金額和時限如何？
一般而言，貸款金額為抵押品拍賣低估價的40-60%之間，時限為1-3年，但我們可以按情況考慮更適合客戶的計劃安排。
佳士得會接管抵押品嗎？
一般而言我們會接管。但在某些司法管轄區內，若法律條款允許，客戶可繼續擁有藝術抵押品所有權。
在所有情況下，藝術品保險責任在於藏家，佳士得藝術金融服務為額外受保人及第一損失賠償受款人。
在所有情況下，藝術品保險責任在於藏家，佳士得藝術金融服務為額外受保人及第一損失賠償受款人。
我可以在不委託拍賣的前提下向佳士得申請貸款嗎？
當然可以。我們為您的藝術品提供無追索權貸款，您不必出售藏品。抵押期即將結束時，貸款可以重新融資或償還。若您需要，我們的專家可起草拍賣計劃，清償部分或全部貸款——但絕非必要。
除此之外，客戶若考慮短期內（少於一年）拍賣，我們能夠以更優惠的條款，將貸款作為拍賣價格的一部分提前發放。
除此之外，客戶若考慮短期內（少於一年）拍賣，我們能夠以更優惠的條款，將貸款作為拍賣價格的一部分提前發放。
怎樣開始使用服務？需要提供什麼文件？
我們的目標旨在與您緊密合作，滿足您的融資需求，並支持您的藝術收藏目標。首先我們將與您會面，探討您的具體需求並了解您的藝術藏品詳情。初步討論後，我們可以在收到藝術品詳細概覽（媒材、尺寸、創作日期）及任何高分辨率圖像後，為您的藝術藏品提供初步估值以及貸款指示性條款。
條款經雙方接受後，您需提供能夠證明藝術抵押品來源、所有權及保險的文件。我們亦需要收集更多資訊完成客戶充分了解（KYC）步驟。
條款經雙方接受後，您需提供能夠證明藝術抵押品來源、所有權及保險的文件。我們亦需要收集更多資訊完成客戶充分了解（KYC）步驟。
我現在需要做什麼？
一般查詢請發送電郵至artfinance@christies.com或致電+1 212 636 2000.
Disclaimer
The information and material on this website is provided for informational purposes only and does not constitute any commitment or offer by Christie’s Inc., Christie Manson & Woods Limited, Christie’s (International) SA, Christie’s Hong Kong Limited or any of their respective affiliates (together, “Christie’s”) to lend or provide financing, credit, or any other financial or other product or service to any person in any jurisdiction.
Loans and other financial products or services may not be available in all jurisdictions, are subject to applicable laws and regulations, are available at the sole discretion of Christie’s and subject to its eligibility criteria and underwriting standards, are subject to the individual terms and conditions on which they may be offered, and may be withdrawn or changed at any time without notice.
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